Understanding Annuities: The Full Picture

An annuity can be designed to create income. It can be used to pursue growth. Certain annuities may help protect against market losses, subject to contract terms.

But the more important question is: Is your annuity doing the right job for your retirement strategy?

Join us for Understanding Annuities: The Full Picture, an intimate educational event led by a financial professional and wealth advisor. We’ll take the complexity out of annuities and help you understand the tradeoffs, features and questions that matter as you approach or move through retirement.

You’ll learn:

• The differences between income-focused and growth-focused annuity strategies

• What to consider as an annuity approaches an important contract, renewal or surrender-period decision

• How fixed, fixed indexed and variable annuities differ

• How liquidity, fees and contract provisions can affect your options

• When an annuity may—or may not—fit into a broader retirement income strategy

• Questions to ask before keeping, changing or purchasing an annuity

This event is especially valuable if you already own an annuity, are considering one, or are nearing retirement and want to better understand how your retirement assets should work together.

This is intentionally a small-group setting, giving you the opportunity to learn in a comfortable environment and hear directly from a financial professional.

Annuities aren’t simply “good” or “bad.” The goal is understanding whether the right type is appropriate for the job you need it to do.

Reserve your seat and get the full picture before making decisions about your retirement strategy.

Annuities are insurance products subject to fees, charges, limitations and surrender provisions and are not appropriate for everyone. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurer. Withdrawals may be subject to taxes and penalties. Insurance products are not federally insured and may lose value. Insurance services are provided through Oak Harvest Insurance Services, LLC, a licensed insurance agency and will receive commissions typically up to 8%, but can be higher based upon the product, in addition to other compensation.