Social Security Decisions That Could Impact Your Retirement Income

Turning on Social Security may seem straightforward, but the timing and sequence of your decisions could affect your taxes, income, and long-term retirement clarity. Join Ed Rossi, CFP®, CTS™, TPCP®, CPWA®, NSSA®, CES™, Senior Wealth Advisor at Oak Harvest Financial Group, for an educational discussion designed to help you better understand how these moving pieces connect and what to thoughtfully consider before making a Social Security decision.

Agenda

• Why claiming Social Security is often more complex than it appears at first glance
• How your income and tax strategy may influence how much of your Social Security is taxable
• What the “give back” rule means and how the annual earnings test could temporarily reduce benefits
• How benefits may change when a spouse begins claiming and why coordination matters
• Key IRS thresholds and limits that could affect your retirement income plan