* This is a past event
Making Sense of Medicare: Coverage, Costs & Key Decisions
960 Learning Center
960 Memorial City Way, Houston, Texas, 77024
Medicare comes with a lot of decisions.
When should I enroll? Should I choose Original Medicare or Medicare Advantage? Do I need Medigap? What if I'm still covered through an employer? And could my retirement income affect what I pay for Medicare?
About the Lunch & Learn
Join Michael Steele, CFP®, Principal at Alera Group, Inc., for an interactive Lunch & Learn designed to make Medicare and the decisions surrounding it easier to understand.
With more than 20 years of experience helping individuals and families navigate health insurance and Medicare, Michael will walk through the key decisions you'll face, from enrollment timing and choosing coverage to avoiding common mistakes. He'll also explain how Medicare can interact with your retirement income, taxes, employer coverage, and healthcare costs.
Expect practical guidance, real-world examples, and plenty of time to ask your Medicare questions.
Note: Michael Steele and Alera Group, Inc. are not affiliated with Oak Harvest Financial Group.
- Transitioning from employer coverage to Medicare: What to consider when leaving a group health plan, including enrollment timing and common pitfalls to avoid.
- Medicare basics: How Medicare Parts A, B, and D work and what you'll need to know as you approach eligibility.
- Original Medicare vs. Medicare Advantage: How these options differ, including considerations around costs, provider networks, specialist access, and your choice of doctors and hospitals.
- Medigap and supplemental coverage: How Medicare Supplement plans work with Original Medicare and the role they can play in helping cover out-of-pocket costs.
- IRMAA and your retirement income: Why higher-income retirees may pay more for Medicare and how income and tax-planning decisions can affect Medicare premiums.
- Medicare and HSA considerations: What to know about Medicare enrollment if you're still working and contributing to a Health Savings Account.
- Your Medicare rights and responsibilities: Important enrollment rules, deadlines, and decisions to understand as you navigate your coverage.
- Common Medicare mistakes: Missteps to watch for when enrolling, leaving employer coverage, or evaluating your Medicare options.
- Your Medicare questions: We'll close with an interactive Q&A and information on how to get additional guidance after the session.