Lunch & Learn: Year End Wrap Up

This event will focus on an integrated approach to year-end tax planning for retirement accounts, Roth conversions, required minimum distributions (RMDs), qualified charitable distributions (QCDs), and tax-loss harvesting. Attendees will learn how to coordinate contributions, distributions, charitable giving, investment gains and losses, and Roth conversions within a single, comprehensive tax projection—improving after-tax wealth over multiple years, not just minimizing the current year’s tax.

Key strategies and topics include:

• Maximizing retirement account contributions before payroll and IRA deadlines, with 2026 contribution limits and catch-up rules.
• Strategically sizing Roth conversions to “fill the tax bracket” using projections, and understanding key conversion checkpoints.
• Managing RMDs to satisfy IRS rules while minimizing taxable income; coordinating all retirement accounts and considering timing options.
• Using QCDs for tax-efficient charitable giving, with updated exclusion limits and AGI advantages.
• Applying tax-loss harvesting to offset gains, reduce tax liability, and improve portfolio tax efficiency without violating wash-sale rules.
• Following a practical year-end checklist to review paystubs, confirm employer match, calculate RMDs, complete QCDs, assess unrealized gains/losses, and document final decisions before deadlines.

Plan Smart, Grow More: Coordinate, Convert, and Contribute for Tax-Efficient Wealth!
Reserve your spot today